Terms & Conditions

Effective Date: 3/12/2025

Welcome to XO Creative Co.! These Terms and Conditions outline the rules and regulations for using our website (www.xocreativeco.com) and services. By accessing or using our site, you agree to comply with these terms. If you do not agree, please refrain from using our website.

1. Use of the Website

  • You must be at least 18 years old to use our services.

  • You agree to use our website only for lawful purposes and not for any fraudulent or unauthorized activities.

  • We reserve the right to modify or discontinue any aspect of our website or services at any time without notice.

2. Intellectual Property

  • All content on this website, including text, graphics, logos, images, and designs, is the property of XO Creative Co. and is protected by copyright, trademark, and other intellectual property laws.

  • You may not copy, reproduce, modify, or distribute our content without prior written consent.

3. Service Agreements & Payments

  • When you purchase a service from XO Creative Co., you agree to the scope, timeline, and payment terms outlined in our service agreement.

  • All payments are due as specified in the invoice. Failure to pay may result in the suspension or termination of services.

  • XO Creative Co. does not offer refunds once services have commenced unless otherwise stated in a signed contract.

4. Client Responsibilities

  • You agree to provide timely feedback, necessary materials, and approvals to keep projects on schedule.

  • Any delays caused by the client may result in timeline adjustments or additional fees.

5. Limitation of Liability

  • XO Creative Co. is not responsible for any indirect, incidental, or consequential damages resulting from the use of our services or website.

  • We do not guarantee specific business outcomes from our branding and website design services.

6. Third-Party Links

  • Our website may contain links to third-party websites. We are not responsible for their content, privacy policies, or practices.

7. Termination

  • XO Creative Co. reserves the right to terminate access to our website or services if a user violates these terms.

  • Termination does not absolve clients of any outstanding payments due.

8. Changes to These Terms

  • We may update these Terms and Conditions from time to time. The latest version will always be posted on our website.

9. Governing Law

  • These terms are governed by and interpreted in accordance with the laws of [Your State/Country]. Any disputes will be resolved in the appropriate courts of that jurisdiction.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

XO Creative Co.
Email: hello@xocreativeco.com
Website: www.xocreativeco.com

By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.